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Wednesday, June 14, 2006
Day of crappy bank frustration, mitigated by discovery of new comic
Listen to my tale of woe. I went online today to check my washington mutual account, to make sure I had enough money to get my new passport ($97) -- I figured if I didn't have enough there, I would transfer some money to my US credit card ,so that I would have at least $97 free on the credit card balance. So far, so good.
I went online and saw that my balance was $ -185! and nearly had a heart attack! It said that my stipend cheque, for $250, that I deposited last week, didn't exist -- that I'd deposited an empty envelope. ARGH!!!!
I went to my office & double checked that I'd taken the check off its stub, which I had, which means I must have deposited, since otherwise I wouldn't have detached the cheque & the cheque would still be there. I had stub, no cheque. Therefore, deposited cheque. Right?
I called Washington Mutual & the best they could tell me was that they'd do an investigation, which takes 5 business days (i.e., 'til next Wednesday). I asked if it would make sense for me to have Fordham cut me a new cheque, but they said no, since if WaMu found the old cheque they would deposit it right away.
So now I have to wait 5 business days in case they find it. But what if it's still lost? argh.
If they find it, then they'll take off the $60-some-odd of overdraft charges. Which will be good. If they don't find it, then I have to have Fordham stop payment on the lost cheque, and I'm still responsible for the overdraft charges.
I hate banks. It's frustrating, since I've been depositing cheques in ATM machines for years, with never anything bad happening.
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OK, now the new comic I promised you. I've also linked to it on the lefthand side of this blog. It's Cat and Girl. If you're procrastinating, just start reading through the archives. It's all good.
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Last thing -- you may have noticed a link to my livejournal account up above; I'm not switching over or anything; it's just so that I can keep up with livejournal people & also look through communities. Like the one entitled 'gradschool_hell'. Yes, brilliant.
jane 9:58 PM [+]
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